As the year ends, now is the perfect time to ensure your health is on track—starting with your eyes. Your Flexible Spending Account (FSA) or Health Savings Account (HSA) offers a unique opportunity to invest in your eye care. Since many FSA funds expire on December 31, acting quickly can help you make the most of these benefits.
Your eye health is more than just maintaining good vision. It’s also about identifying early signs of systemic conditions and making choices that enhance your daily life. Here’s how you can use your FSA/HSA dollars to prioritize your wellness and safeguard your sight.
1. Schedule an Eye Health Wellness Assessment
An Eye Health Wellness Assessment goes beyond a standard eye exam, using advanced retinal imaging to examine the back of your eye. This detailed evaluation can reveal early signs of:
- Glaucoma, macular degeneration, or other eye diseases
- Systemic conditions like diabetes and high blood pressure
- Retinal tears and other irregularities
Early detection of these issues can help you avoid complications down the road, making this assessment an invaluable tool for your overall health. The eyes can signal problems in other parts of the body. With your FSA/HSA benefits, you can access this critical service without added stress on your budget.
2. Upgrade Your Glasses or Sunglasses
Your eyewear should work as hard as you do. Whether you need better vision, protection from the sun, or a stylish upgrade, FSA/HSA funds can help you invest in glasses that meet your needs. Options include:
- Prescription sunglasses for outdoor activities
- Blue-light-blocking lenses to reduce eye strain during screen time
- Frames with durable, lightweight materials for active lifestyles
Think of this as an opportunity to not only improve your vision but also reflect your personal style. Whether you choose subtle or bold frames, you’ll leave with eyewear that matches your preferences. And, if you already have a primary pair, consider adding specialty glasses to your collection.
3. Invest in Specialty Lenses
If your daily life includes specific tasks or hobbies, specialty lenses can transform how you see and interact with the world. You can use FSA/HSA funds to buy lenses that enhance performance and comfort, including:
- Progressive lenses for smooth transitions between near and far distances
- Anti-glare coatings for nighttime driving or digital use
- Lenses tailored to sports like golf, cycling, or swimming
These options are especially helpful for patients with unique vision needs or those looking to reduce strain during long hours at work. Specialty lenses are a practical and thoughtful way to get the most value out of your benefits.
4. Stock Up on Contact Lenses and Supplies
If you’re a contact lens wearer, you know how essential it is to have an adequate supply on hand. Your FSA/HSA funds can cover more than just lenses—they can also help you purchase:
Lens cleaning and disinfecting solutions
Rewetting drops for all-day comfort
Storage cases and travel accessories
Keeping these items stocked ensures you’re always prepared, whether for daily use or unexpected needs. Plus, it’s an easy way to avoid the last-minute scramble to refill your prescription when supplies run low.
5. Add a Backup Pair of Glasses
Backup glasses are more than a luxury—they’re a lifesaver when accidents happen. A second pair can save you from interruptions at work or discomfort during leisure activities. Use your FSA/HSA dollars to invest in glasses designed for:
- Driving at night with anti-glare coatings
- Reading or other near-distance tasks
- Outdoor activities with photochromic lenses that adjust to changing light
A backup pair also gives you the freedom to try a different frame style, offering versatility to match different outfits or moods.
Wrap Up the Year with Healthy Vision
Time is running out to take full advantage of your FSA/HSA benefits. Taking care of your eyes now will help you stay healthy and feel less worried about your eyesight.
Whether you need a comprehensive wellness assessment, a stylish eyewear upgrade, or specialty lenses for work and play, these funds provide the perfect solution. Don’t let them go to waste—schedule your exam, explore your eyewear options, and make your vision a priority before the clock runs out.